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Can I Sue The Person Who Hit Me (I Was A Pedestrian) If Their Insurance Coverage Is Only $25,000 And My Injuries Are More?

FAQsCategory: AccidentsCan I Sue The Person Who Hit Me (I Was A Pedestrian) If Their Insurance Coverage Is Only $25,000 And My Injuries Are More?
Frekhtman & Associates Staff asked 1 year ago
Can I Sue The Person Who Hit Me (I Was A Pedestrian) If Their Insurance Coverage Is Only $25,000 And My Injuries Are More?

I Was On The Sidewalk When A Ford F350 Jumped The Sidewalk And Struck Me, …… Now I Have Internal Derangement And Meniscular Tear In My Right Knee, Buldging Disc In My Neck, My Attorney Tells Me That If These People Live In An Apartment And The…

2 Answers
Frekhtman & Associates Staff answered 1 year ago
If you take it to trial and obtain a verdict over 25k you get the 25k from insurance and then any amount in excess would come from the defendants (owner and operator of the vehicle). But your lawyer can investigate the assets of these individuals to see if they have anything you can collect.
Also if the vehicle was being operated in the course of the drivers employment you can sue the employer and they may have other insurance coverage.
Frekhtman & Associates Staff answered 1 year ago
If you take it to trial and obtain a verdict over 25k you get the 25k from insurance and then any amount in excess would come from the defendants (owner and operator of the vehicle). But your lawyer can investigate the assets of these individuals to see if they have anything you can collect.
Also if the vehicle was being operated in the course of the drivers employment you can sue the employer and they may have other insurance coverage.

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