Pain and Suffering in Personal Injury Cases: How Is It Calculated?
Personal injury cases involve more than medical bills and lost wages. Pain and suffering damages represent a vital part of compensation that covers both physical injuries and emotional trauma.These damages include long-term disability, disfigurements, depression, anxiety, and mood swings that affect victims' daily lives. Insurance companies use two main methods to calculate pain and suffering: the multiplier method and the per diem method.The multiplier method takes economic damages and multiplies them by 1.5 to 5, based on injury severity. The per diem approach assigns a daily rate for the recovery period. Many states place different limits on these non-economic damages...
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