Get out of Your Car and Call the Police ! Leaving the scene of an accident is a crime! If anyone is injured, dial 911 for an ambulance. Ambulance EMS personnel and police usually arrive together.
Don’t move your car unless you have to because of danger. The position of a vehicle after impact will allow the police to better understand who was at fault.
Exchange driver’s license, registration, and insurance information with the other driver. If the police arrive, they will take insurance information from each motorist separately and enter the information on a police report. You should obtain the police officer’s precinct, badge #, and accident report # . However, if police do not arrive ask the other driver for 1) drivers’s license 2) vehicle registration 3) insurance card. If they refuse, write down their car’s LICENSE PLATE number and STATE.
Do not make any statements to the other driver. Try not to argue even if the other person starts an argument. You can explain your version of what happened to the police officer.
Attempt to obtain the name, address, and telephone number of any eyewitnesses who saw the accident take place.
Go to the hospital or to your primary care doctor. Tell the doctor every complaint and symptom so everything is documented. Often times an injury will develop weeks or months later and insurance company’s often argue the injury is unrelated if the patient did not complain about it at the hospital emergency room.
Call your insurance company and let them know you’ve had an accident. Failure to do so timely may allow them to disclaim coverage, meaning they will refuse to pay for the claim.
Take photographs of the position of the vehicles, damage to the cars, skid marks, and of any visible injuries.
If you think the other driver is drunk, tell the police officer and ask him to administer a sobriety test.