3 Things to Consider When Filing a Car Accident Claim

Below are 3 things to take into consideration when you are attempting to determine to settle your vehicle accident claim yourself or employ an Accident Lawyer in New York City.

You do not require an attorney to assist with routine vehicle accident claims, if you take some time to familiarize yourself with the claims system. The important thing to remember is to discover what cases you’re able to settle on your own, and which ones require an attorney. Before deciding whether to settle your very own claim, consider the following three things.

1. Is fault contested within your case, or do the other motorist and their insurance provider admit that the additional motorist was the cause of the accident?

Where fault for an auto accident is contested, if you can’t prove that the additional motorist caused the incident, you’ll lose and won’t recover anything. Therefore, you can’t take any chances on this. If there’s going to be a battle over fault, particularly if that battle is going to be waged inside a court which applies the technical rules of proof, there’s too much at stake for you to do it alone, and you require a New York City Car Accident Lawyer professional’s help.

2. How much, on average, are your out-of-pocket costs for things such as lost income and medical bills?

You may be at ease settling your own case if the out-of-pocket costs are $2,000, $3,000 or even $5,000, yet you may not want to deal with your own case if those out-of-pocket costs are $15,000, $20,000 or even more. You must determine at which level your claim is too big to deal with on your own, and your personal choking point might be lower or higher than those figures.

3. How severely were you hurt and how long did recovery take?

If you experienced a severe injury like a herniated disk which affected you for a long time or a broken bone, and particularly if you experienced a permanent injury which will haunt you the remainder of your life, you potentially have a large case and ought to hire an attorney to professionally present it.