31 January

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Insurance Company Tactics To Watch Out For In New York

Insurance companies in New York often use tactics to delay or minimize claims. These methods can hurt policyholders who need quick payouts. The Johnson Firm, experts in handling insurance disputes, warn about common strategies used by insurers.These include asking for extra paperwork, changing claims adjusters often, and misreading policy terms. New York law requires insurers to act in good faith, but some still try to avoid fair payments.Claimants should know their rights and the tricks insurers might use. For example, there's no set deadline for settling claims in New York, which some companies exploit to delay payments.Also, insurers might watch...

31 January

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Tips For Handling A Car Accident Claim In NY

Posted by Frekhtman & Associates

in Accident Injuries

Car accidents can turn your life upside down. Handling a claim in New York requires careful steps to protect your rights and get fair compensation. New York's no-fault insurance system covers medical costs and lost wages, regardless of who caused the crash.However, serious injuries may allow you to seek additional damages. This guide offers key tips for managing your car accident claim in NY. Proper handling can make a big difference in the outcome.Key TakeawaysDocument everything after a crash, including photos, videos, witness info, and medical records.Seek medical care right away, even for minor injuries, to link them to the...

30 January

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Car Accident Checklist For NY Drivers

Posted by Frekhtman & Associates

in Accident Injuries

Car accidents can happen to anyone, even careful drivers. New York drivers need to know what to do if they get into a crash. This checklist helps you handle the situation safely and legally.It covers important steps like calling 911, exchanging information, and taking photos of the damage. The guide also explains when you need a police report and how to deal with insurance companies.New York law requires all drivers to have auto insurance with specific coverage types. Understanding these rules can protect you after an accident. Knowing what to do can make a stressful event easier to manage.Let's explore...

29 January

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Maximum Compensation In NY: What’s Possible After An Accident?

Posted by Frekhtman & Associates

in Accident Injuries

Accidents in New York can lead to significant financial burdens. Understanding the maximum compensation available is crucial for victims seeking fair recovery. New York's no-fault system provides initial coverage, but serious injuries may allow for further claims.Medical expenses, lost wages, pain and suffering, and property damage are key areas for potential compensation. The state's Personal Injury Protection (PIP) covers up to $50,000 for medical costs and 80% of lost wages, capped at $2,000 monthly for three years.Pain and suffering settlements can range from $125,000 to $1.5 million, without statutory limits. Property damage claims have a minimum coverage of $10,000 per...

28 January

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Do I Need A Lawyer After A Car Accident In NY?

Posted by Frekhtman & Associates

in Accident Injuries

Car accidents in New York can lead to serious injuries and complex legal issues. The Bongiorno Law Firm offers free consultations for accident victims in NYC. After a crash, NY law requires reporting to insurance and gathering evidence like traffic camera footage.Lawyers can help with these tasks and more. Serious injuries that may need legal action include major disfigurement and permanent organ damage. Medical bills for such injuries often reach around $50,000.Hiring a lawyer can result in higher settlements. For example, some cases have led to $2 million for a broken leg or $1.9 million from a car accident claim....

27 January

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Understanding Comparative Negligence In NY Car Accidents

Posted by Frekhtman & Associates

in Accident Injuries

Comparative negligence is a key factor in New York car accident cases. This legal concept influences fault assignment and damage awards. New York uses a "pure comparative negligence" system, allowing injured parties to recover damages even if they are primarily responsible.In this system, compensation is reduced according to the injured party's fault percentage.New York's Civil Practice Law and Rules Section 1411 outlines how damages are adjusted based on fault levels. This law considers various factors that may contribute to an accident, such as driver errors or vehicle defects.Knowing these rules is crucial for anyone involved in a car accident in...

27 January

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Common Mistakes After A Car Accident In New York

Posted by Frekhtman & Associates

in Accident Injuries

Car accidents in New York can be stressful events. Many people make mistakes after a crash that hurt their chances of getting fair compensation. These errors can lead to problems with insurance claims and legal cases.New York law requires drivers to report accidents that cause injury, death, or major property damage. Failing to do so can make it hard to prove who was at fault. Another common mistake is not seeing a doctor right away.This can allow injuries to worsen and give insurance companies a reason to deny claims. Saying sorry at the crash scene can also backfire, as it...

27 January

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No-Fault Insurance Explained: How It Works In NY

Posted by Frekhtman & Associates

in Accident Injuries

No-fault insurance is a key part of New York's car insurance system. This type of coverage pays for medical costs and lost wages after a car crash, no matter who caused it. New York law requires all drivers to have no-fault insurance.The basic policy covers up to $50,000 per person for medical bills and rehab costs. It also pays 80% of lost earnings, up to $2,000 a month for three years.No-fault insurance aims to speed up claims and reduce lawsuits. In most cases, accident victims must file claims with their own insurers. They can only sue another driver if their...

26 January

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Your Rights After A Car Accident In NY

Posted by Frekhtman & Associates

in Accident Injuries

Car accidents in New York can be stressful and confusing. Knowing your rights after a crash is crucial. New York's no-fault insurance system requires drivers to carry auto insurance that covers up to $50,000 per person for medical costs and lost wages, regardless of who caused the accident.The state also mandates liability insurance with minimum coverage of $25,000 per person and $50,000 per accident for bodily injury, plus property damage coverage. Understanding these rules helps protect your interests after a collision.New York uses a pure comparative negligence rule, allowing accident victims to seek compensation even if they are mostly at...

26 January

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Steps To Take After A Car Accident In New York

Posted by Frekhtman & Associates

in Accident Injuries

Car accidents in New York can be stressful and confusing. Knowing what to do after a crash is vital. This guide outlines key steps to take following an accident in the Empire State.New York law requires drivers to report accidents with injuries, deaths, or major property damage right away. You must also tell your insurance company within 30 days to get no-fault benefits.These benefits cover medical costs and lost wages, no matter who caused the crash. Every driver in New York must have at least $50,000 in Personal Injury Protection coverage.After an accident, stay calm and check for injuries. Move...